Deposit protection
Statutory deposit guarantee (typically up to €100,000) across many EU markets.
Secure investments with guaranteed returns
Festgeld is a safe way to save with a fixed interest rate. Compare bank offers and find the best return for your money.
- Savings rates from ~800 banks compared
- Up to 2.8% interest for 1-year term deposits
- Only offers with 100% deposit guarantee
Fixed interest
Your return is known upfront — no surprises during the term.
Transparent comparison
Clear view of banks, terms, minimums, and conditions.
Yield calculator
Estimate interest, tax and maturity value in seconds.
€ 10.000
3.50%
%
Choose whether interest is paid at the end or compounded yearly.
%
Optional: estimated tax rate on interest.
Results
Gross interest
€ 0
Tax on interest
€ 0
Net interest
€ 0
Value at maturity
€ 0
This is an estimate. Actual terms depend on the bank and your tax status.
How does the fixed-term deposit calculator work?
We estimate interest and maturity amount from your deposit, term, and annual rate.
- Enter the amount you plan to deposit.
- Select the term (months or years).
- Set the annual interest rate (p.a.).
- Optional: include any welcome bonus if offered by the bank.
- Results update automatically—no submit needed.
Results — you will see total interest for the term, the effective rate for your period, and the maturity amount (principal + interest).
Assumption: Festgeld usually accrues simple interest with payout at maturity (no interim compounding). If a bank compounds monthly/annually, the outcome can differ. Informational only, not financial advice.
Featured Festgeld offers
Request an offer
BBVA
ES ⭐ A
4.1%
p.a Interest
Term
—
Minimum deposit
—
Maximum deposit
—
Currency
EUR
Selected Festgeld offer from our partner banks — EU deposit protection up to €100,000 per bank.
Raiffeisen Bank
AT ⭐ A+
3.5%
p.a Interest
Term
—
Minimum deposit
—
Maximum deposit
—
Currency
EUR
Selected Festgeld offer from our partner banks — EU deposit protection up to €100,000 per bank.
VUB Banka
SK ⭐ A-
4.3%
p.a Interest
Term
—
Minimum deposit
—
Maximum deposit
—
Currency
EUR
Selected Festgeld offer from our partner banks — EU deposit protection up to €100,000 per bank.
How it works
Compare offers
Filter by country, currency, term, and minimum deposit.
Choose term & bank
Review rate details and conditions for your selected bank.
Apply with the bank
Complete the registration and make a deposit.
Information only, not investment advice. Always check the bank’s official terms.
Request a personalized Festgeld offer
Send us your deposit amount and term — we will compare current interest rates and send you the best options.
- Offers from reputable European banks
- No hidden fees or commissions
- Fast and professional response
Your data is protected.
Have a question? Get in touch
Send us a message—our team will reply promptly.