Festgeld Hero

Secure investments with guaranteed returns

Festgeld (fixed-term deposit) is one of the most stable saving options in Europe. Through our platform, you can easily compare offers from trusted banks, choose the ideal term, and earn an attractive interest rate – fully transparent and without hidden fees. Our team of financial experts monitors the market daily to provide you with the most reliable investment insights.

Deposit protection

Statutory deposit guarantee (typically up to €100,000) across many EU markets.

Fixed interest

Your return is known upfront — no surprises during the term.

Transparent comparison

Clear view of banks, terms, minimums, and conditions.

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Yield calculator

Estimate interest, tax and maturity value in seconds.

€ 10.000
3.50%
%
Choose whether interest is paid at the end or compounded yearly.
%
Optional: estimated tax rate on interest.
Results
Gross interest € 0
Tax on interest € 0
Net interest € 0
Value at maturity
€ 0
This is an estimate. Actual terms depend on the bank and your tax status.

How does the fixed-term deposit calculator work?

We estimate interest and maturity amount from your deposit, term, and annual rate.

  1. Enter the amount you plan to deposit.
  2. Select the term (months or years).
  3. Set the annual interest rate (p.a.).
  4. Optional: include any welcome bonus if offered by the bank.
  5. Results update automatically—no submit needed.

Results — you will see total interest for the term, the effective rate for your period, and the maturity amount (principal + interest).

Assumption: Festgeld usually accrues simple interest with payout at maturity (no interim compounding). If a bank compounds monthly/annually, the outcome can differ. Informational only, not financial advice.

Festgeld calculator illustration

Featured Festgeld offers

View details
Banca Mediolanum
IT ⭐ BBB+
4.2%
p.a Interest
Term 2 years
Minimum deposit € 10.000
Maximum deposit € 1.000.000
Currency EUR

Italijanska privatna banka sa fokusom na upravljanje imovinom i atraktivne Festgeld ponude.

Banco BPI
PT ⭐ BBB
4.3%
p.a Interest
Term 2 years
Minimum deposit € 10.000
Maximum deposit € 1.000.000
Currency EUR

Portugalska banka sa dugom tradicijom i stabilnim Festgeld ponudama za evropske ulagače.

Banco Sabadell
ES ⭐ BBB+
4.1%
p.a Interest
Term 3 years
Minimum deposit € 10.000
Maximum deposit € 500.000
Currency EUR

Jedna od vodećih španskih banaka sa preko 140 godina iskustva.

How it works

Compare offers

Filter by country, currency, term, and minimum deposit.

Choose term & bank

Review rate details and conditions for your selected bank.

Apply with the bank

Complete the registration and make a deposit.

Information only, not investment advice. Always check the bank’s official terms.

Request a personalized Festgeld offer

Send us your deposit amount and term — we will compare current interest rates and send you the best options.

  • Offers from reputable European banks
  • No hidden fees or commissions
  • Fast and professional response
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